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Domestic Insurance

Our dedicated range of Domestic Insurance products are uniquely designed to suit your needs as well as provide the most thorough and effective insurance coverage possible. We have eliminated the red tape and unnecessary processes to streamline your insurance solution, leaving you more time to focus on the things in life that really matter to you.


House Owners (Buildings)

Covers the private residence building, outbuildings, swimming pool, paving, walls etc. against fire, lightning, explosion, earthquake, storm, wind, water, hail, impact etc. Included in the cover is glass, geysers, bursting of water tanks and pipes, malicious damage and fixtures and fittings such as satellite dishes, alarms, gate motors etc. Resultant damage caused by geysers is covered.

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House Holders (Contents)

Covers the house contents fire, lightning, explosion, earthquake, storm, wind, water, hail, theft, impact, etc.

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Specified Items

Covers personal effects/wearing apparel and specified items on an “all risks basis”, including accidental damage and theft anywhere in the world. Items usually taken off the premises such as jewellery, cameras, bicycles, golf clubs, laptops, cell phones etc. should be specified hereunder.

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Personal Liability

Covers all sums which you may become legally liable to pay as compensation for accidental death, bodily injury to or illness of any person or accidental physical loss to tangible property.

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Motor and Trailers

Cover can be insured comprehensively, for third party fire and theft or for third party only. Comprehensive insurance covers own damage, fire and theft and damages to third party property. Third party fire and Theft will cover theft or fire of own vehicle and damages to third party property. Third Party only will cover damages to third party property only. You must be legally liable for a third party claim to succeed.

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Small Craft and Caravans

Covers boats and jet skis on a comprehensive basis in the water and in storage. Caravans are insured on a comprehensive basis. Caravan contents and boat peripheral equipment would be best insured as specified items.

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